XRP’s Potential Surge: Could It Rival USDT’s Peak Trading Volume?
XRP, the digital asset often hailed as a bridge currency for cross-border payments, could achieve unprecedented valuation levels if it were to handle Tether's (USDT) peak daily trading volume of $292 billion, according to a fair value calculator based on utility-driven models. Despite trading below its 2018 all-time high of $3.84, XRP has been the subject of both skepticism and optimism, with bullish projections suggesting significant growth potential. A research model highlights the possibility of XRP reaching new heights if it can match USDT's liquidity and adoption. As of July 2025, the cryptocurrency market continues to watch XRP's developments closely, with its utility in cross-border transactions remaining a key driver of its valuation.
XRP's Potential Valuation If It Matches USDT's Peak Daily Volume
XRP could reach unprecedented valuation levels if it were to handle Tether's peak daily trading volume of $292 billion this year, according to a fair value calculator based on utility-driven models. The digital asset, often viewed as a bridge currency for cross-border payments, has oscillated between skepticism and optimism—trading below its 2018 all-time high of $3.84 despite bullish projections.
A research model by Robert Mitchnick and Susan Athey, which evaluates cryptocurrencies based on real-world utility rather than speculation, suggests XRP remains undervalued. The analysis highlights USDT's dominance in daily trading volume as a benchmark for what XRP could achieve under institutional adoption scenarios.
Binance Launches Zero-Interest Institutional Loans, Hires Former Central Bank Executive
Binance has introduced a new institutional loan service, offering clients access to crypto liquidity with up to 4x leverage and zero interest under specific conditions. The product, dubbed 'Binance Institutional Loans,' allows corporate clients to borrow against their entire portfolio using multiple accounts, with cross-collateralization providing enhanced flexibility.
Eligible borrowers can secure loans ranging from $1 million to $10 million in USDT or USDC, backed by over 400 crypto assets including BTC, ETH, BNB, and SOL. High-volume traders who meet certain trading thresholds may qualify for 0% interest, a significant cost-saving opportunity.
In a parallel move, Binance has appointed a former Central Bank of Ireland executive to oversee its operations in Europe and the UK, signaling a strategic push for regulatory engagement and institutional adoption.
Hackers Launder $140M Brazil Heist via Crypto, Analyst Reports
Cybercriminals behind a $140 million breach of Brazil's central bank infrastructure have pivoted to cryptocurrencies to obscure their trail. Blockchain investigator ZachXBT estimates $30-$40 million was converted to Bitcoin (BTC), Ether (ETH), and Tether (USDT) through Latin American OTC desks and exchanges.
The attack exploited compromised credentials from a bribed employee at financial software firm C&M, mirroring recent social engineering tactics used against Coinbase. Brazil's growing crypto adoption—evidenced by February's legislative push for institutional investment—now contrasts with this high-profile criminal misuse.
CertiK's mid-2025 report underscores the broader context: $2.5 billion vanished across crypto hacks and scams this year alone. While fiat systems remain the initial target here, the laundering phase spotlights digital assets' persistent role in financial opacity.
